Are we paying you to switch banks?
Yes. Yes we are.

Switch to Bank of Texas and Get $150*

When you open a new checking account and complete the qualifying activities.

You must not be getting what you want from your current bank, otherwise you wouldn't have ended up on this page. Since you're somewhere in that zone, we'd like to offer up some bonus cash as way of saying, "Hey, come give us a try. We think you'll like us."

Skip the details. I'm ready.

You're a go-getter. Nice. Here's a button to get your coupon. Or keep scrolling to learn about our checking accounts.

Get My Bonus Coupon

Checking Accounts For Busy Lives

Whichever account you choose, you'll enjoy:

  • Free Online and Mobile Banking
  • Free Online Bill Pay (unlimited transactions)
  • Free Online Statements and Alerts
  • Free access to more than 24,000 ATMs nationwide, including hundreds in the Dallas and Houston areas.

And more! Check out our most popular accounts, or talk with your banker about which account is right for you.

  • Interest Checking is an interest-bearing full-service account with perks based on your entire banking relationship.

    • 0.05% higher interest rate for Premier Money Market accounts
    • Free incoming domestic wires
    • Free initial supply of standard checks or 50% off premium styles

    Monthly Fee: $15 - How to waive

  • Choice Checking is a full-service checking account to meet all your banking needs, including free Bill Pay and paper statements.

    • 0.25% discount on personal loans with auto debit
    • Free online or paper statements

    Monthly Fee: $7.95 or $0 - How to waive

    Minimum balance or qualifying direct deposit required for $0 monthly fee.

  • Access Checking is great for anyone who prefers self-service banking (ATM, Mobile, Online).

    • 0.25% discount on personal loans with auto debit
    • 1 overdraft fee refund per year, upon request

    Monthly Fee: $5.95 or $0 - How to waive

Banking is always at your fingertips.'s always something, right? A trip to the bank isn't always convenient (or possible!), so we're constantly improving our already awesome digital banking services.

Here's a glimpse of what you can do using Online Banking and our Mobile Banking app.

Pay Virtually Anyone

With free Online Bill Pay. Say goodbye to writing checks and buying stamps!

Set Account Alerts

Get some peace of mind with free alerts sent right to your inbox or to your phone.

Transfer Funds

Easily move money between your Bank of Texas accounts.

Snap Photo, Deposit Checks

24/7/365 using your phone or tablet with same-day credit until 10PM. Isn't technology wonderful?

Schedule an Appointment

Skip the line! Schedule a time to meet with a banker when it's most convenient for you.

Secure Account Access

Manage your account wherever and whenever it works for you.

Ready to make the switch?

Grab your bonus coupon, come see us to open your new checking account, and let us earn your trust. Thanks for giving us a try!

Get My Bonus Coupon

Important Information

*$150 offer is valid for personal checking accounts opened at a banking center on 5/1/17 through 12/30/17. Offer is not available for account opened online, on account conversions, is not applicable to Student or Employee Checking accounts, and is limited to households that do not currently maintain a personal checking account with Bank of Texas. Accounts are subject to our standard eligibility and documentation requirements. $50 minimum opening deposit balance required. Bonus will not be considered part of the minimum opening deposit. Bonus cash is considered interest and is reportable on IRS Form 1099-INT. Limit one (1) per household. The $150 will be deposited ten (10) days after the conditions noted below have been met, if the account is open, active and in good standing.

Requirements: Checking account must remain open for a minimum of six (6) months or the $150 will be debited from account during closing transaction. One of the following must be completed within sixty (60) days of account opening date:

  • Set up a $250 recurring direct deposit such as Social Security, Pension or Payroll. Each recurring direct deposit must be a minimum of $250.
  • Complete 10 eligible Debit Card transactions of at least $10.00 per transaction. ATM transactions are not eligible. We reserve the right to disqualify Debit Card transactions in circumstances where we reasonably believe they were not made in good faith.